{"id":42,"date":"2021-04-20T04:00:00","date_gmt":"2021-04-20T10:00:00","guid":{"rendered":"https:\/\/www.griffithinsurance.com\/blog\/?p=42"},"modified":"2021-04-20T15:22:13","modified_gmt":"2021-04-20T21:22:13","slug":"what-is-boat-insurance-and-what-does-it-cover","status":"publish","type":"post","link":"https:\/\/www.griffithinsurance.com\/blog\/what-is-boat-insurance-and-what-does-it-cover\/","title":{"rendered":"What Is Boat Insurance And What Does It Cover?"},"content":{"rendered":"<p><span style=\"color:#0e101a\">Boat insurance offers coverage to a sailboat, motorboat, or personal watercraft if it is stolen or damaged by a covered peril stated in your policy document. Boat insurance is not mandatory in Pennsylvania but acquiring boat insurance is paramount when exploring Pennsylvanian waters.&nbsp;<\/span><\/p>\n<p><span style=\"color:#0e101a\">You will enjoy the water, even more when you are not worried about the safety of yourself, your passengers, or your precious investment. West Chester, PA residents&nbsp;enjoy boating escapades throughout the region. As such, several residents have invested significantly in their watercraft vessels, thus requiring splendid protection for their investment and money with a spectacular boat insurance policy.<\/span><\/p>\n<p><strong><span style=\"color:#0e101a\">Types of boat insurance<\/span><\/strong><\/p>\n<p><span style=\"color:#0e101a\">Alertness in water is a paramount survival tactic as far as boating escapades are concerned. Regrettably, the aftermath of even a tiny lapse in judgment can result in a boat accident. As a matter of fact, statistics reveal that about 86 boating-related accidents in Pennsylvania do happen each year.<\/span><\/p>\n<p><span style=\"color:#0e101a\">Fortunately, when you obtain boat insurance from Griffith Insurance LLP, the below options give you optimal coverage in and out of the waters.<\/span><\/p>\n<ul>\n<li><strong><span style=\"color:#0e101a\">Uninsured or under-insured boater liability:&nbsp;<\/span><\/strong><span style=\"color:#0e101a\">This policy protects you and anyone else using your watercraft for bodily injury and property damage caused by another boater who is inadequately insured or uninsured.<\/span><\/li>\n<li><strong><span style=\"color:#0e101a\">Equipment coverage:&nbsp;<\/span><\/strong><span style=\"color:#0e101a\">Some policies will accord you room to add coverage for special equipment such as high-valued fishing gadgets.<\/span><\/li>\n<li><strong><span style=\"color:#0e101a\">Disablement coverage:<\/span><\/strong><span style=\"color:#0e101a\">&nbsp;This coverage will cater to the costs of towing and conducting certain repairs if your watercraft becomes disabled.<\/span><\/li>\n<li><strong><span style=\"color:#0e101a\">Property damage liability:&nbsp;<\/span><\/strong><span style=\"color:#0e101a\">This policy safeguards against damage you may inflict on a third party&rsquo;s property.<\/span><\/li>\n<li><strong><span style=\"color:#0e101a\">Medical payments coverage:<\/span><\/strong><span style=\"color:#0e101a\">&nbsp;This policy provides medical expenses such as hospital bills and medication arising from an accident and you or your crew is injured.<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#0e101a\">Make sure that your watercraft vessel is covered in West Chester, PA! Contact us or visit our Griffith Insurance LLP offices and get detailed information about boat insurance.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boat insurance offers coverage to a sailboat, motorboat, or personal watercraft if it is stolen or damaged by a covered peril stated in your policy document. Boat insurance is not mandatory in Pennsylvania but acquiring boat insurance is paramount when exploring Pennsylvanian waters.&nbsp; You will enjoy the water, even more when you are not worried [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[14,13],"class_list":["post-42","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-griffith-insurance-llp","tag-west-chester-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":1,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions"}],"predecessor-version":[{"id":43,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions\/43"}],"wp:attachment":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}