{"id":54,"date":"2021-10-15T00:00:00","date_gmt":"2021-10-15T06:00:00","guid":{"rendered":"https:\/\/www.griffithinsurance.com\/blog\/?p=54"},"modified":"2021-10-05T15:38:22","modified_gmt":"2021-10-05T21:38:22","slug":"who-needs-flood-insurance-in-west-chester-pa","status":"publish","type":"post","link":"https:\/\/www.griffithinsurance.com\/blog\/who-needs-flood-insurance-in-west-chester-pa\/","title":{"rendered":"Who Needs Flood Insurance in West Chester, PA?"},"content":{"rendered":"<p>Since your typical home insurance doesn&#8217;t cover damage from floods, it&#8217;s a wise decision to consider flood insurance from Griffith Insurance LLP in West Chester, PA. But because nobody likes spending unnecessarily, you may ask: Do I really need flood insurance? But I live in an area outside a flood zone? If such questions are running through your mind, we are here to answer the question: Who needs flood insurance?<\/p>\n<p><strong>If you have a mortgage<\/strong><\/p>\n<p>While flood insurance isn&#8217;t mandatory in Pennsylvania, if you have a mortgage with a federal-regulated lender, they may insist you purchase flood insurance if your home is in a high-risk flood area. But even though you live outside the flood-risk zone, your lender may still require you to purchase flood insurance coverage.&nbsp;<\/p>\n<p><strong>Every property isn&#8217;t safe from floods<\/strong><\/p>\n<p>While your property may be located outside the flood-risk area, it doesn&#8217;t mean it&#8217;s 100% safe from floods. Here are some facts:<\/p>\n<ul>\n<li>About 20% of flood insurance claims come from homeowners living in moderate to low-risk areas<\/li>\n<li>Floods are the number one disaster in America<\/li>\n<li>In your 30-year mortgage period, you are likely to experience floods more than a fire<\/li>\n<li>Just a one-inch rise in water level may lead to repairs of about $25,000<\/li>\n<\/ul>\n<p>Because floods can strike anywhere and anytime, you require&nbsp;flood insurance to protect your building and the contents when floods happen. Besides, rains and hurricanes aren&#8217;t the only cause of flooding. Mudslides melts, winter storms and inefficient drainage systems may cause flooding.<\/p>\n<p><strong>If you need peace of mind<\/strong><\/p>\n<p>Because floods can occur anytime, you don&#8217;t have to keep worrying about the safety of your home and loved ones. Instead, purchase flood insurance, and you don&#8217;t have to live on the edge every time the weatherman mentions a looming storm.&nbsp;<\/p>\n<p>Would you like to protect your West Chester, PA home with flood insurance? Don&#8217;t hesitate to get in touch with Griffith Insurance LLP for a competitive quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since your typical home insurance doesn&#8217;t cover damage from floods, it&#8217;s a wise decision to consider flood insurance from Griffith Insurance LLP in West Chester, PA. But because nobody likes spending unnecessarily, you may ask: Do I really need flood insurance? But I live in an area outside a flood zone? If such questions are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-griffith-insurance-llp","tag-west-chester-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":1,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions"}],"predecessor-version":[{"id":55,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions\/55"}],"wp:attachment":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}