{"id":66,"date":"2022-04-28T00:00:00","date_gmt":"2022-04-28T06:00:00","guid":{"rendered":"https:\/\/www.griffithinsurance.com\/blog\/?p=66"},"modified":"2022-04-28T13:42:31","modified_gmt":"2022-04-28T19:42:31","slug":"is-boat-insurance-required-in-pennsylvania","status":"publish","type":"post","link":"https:\/\/www.griffithinsurance.com\/blog\/is-boat-insurance-required-in-pennsylvania\/","title":{"rendered":"Is Boat Insurance Required in Pennsylvania?"},"content":{"rendered":"<p>In recent years, boating has exploded in popularity, with thousands of new enthusiasts taking to the waterways. If you have purchased a boat and reside in Pennsylvania, you&#8217;ve likely asked yourself &#8211; is boat insurance required? Boat insurance is not legally required in Pennsylvania. In fact, per the U.S. Coast Guard, only three states require boat owners to have insurance &#8211; Arkansas, Hawaii, and Utah. With that said, you&#8217;ll still want to purchase boat insurance, and your lender, if you are financing your boat&nbsp;or the marina that you plan to store it at, will likely mandate it. Even if they don&#8217;t, similar to how car insurance protects your vehicle, yourself, occupants, and others during an accident, boat insurance does too.&nbsp;<\/p>\n<p>Boat insurance typically includes &quot;All Risk&quot; coverage which protects against several disasters to your boats such as fire, theft, vandalism, sinking, or grounding. Most boat insurance policies will include the following:<\/p>\n<ul>\n<li><strong>Damage to Property:&nbsp;<\/strong>If your boat causes damage to another vessel or property, this coverage will help pay for those repairs.<\/li>\n<li><strong>Bodily Injury:&nbsp;<\/strong>Should your boat be involved in a collision that injures or kills a third party, this coverage will pay the medical bills and legal expenses associated with the accident up to your policy limits.&nbsp;<\/li>\n<li><strong>Collision:&nbsp;<\/strong>If your boat is involved in a collision, this coverage pays for repairs or replacement<\/li>\n<li><strong>Comprehensive Coverage:&nbsp;<\/strong>Assists in paying repair costs if your boat sustains damages from an incident other than a collision, including fire, floods, natural disasters, and theft.<\/li>\n<li><strong>No Insurance\/Under-Insured Third Party:&nbsp;<\/strong>If a third party damages your boat or causes injuries but lacks insurance, this coverage will help protect you.&nbsp;<\/li>\n<\/ul>\n<p>Give Griffith Insurance LLP in West Chester, PA a call for more information on boat insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In recent years, boating has exploded in popularity, with thousands of new enthusiasts taking to the waterways. If you have purchased a boat and reside in Pennsylvania, you&#8217;ve likely asked yourself &#8211; is boat insurance required? Boat insurance is not legally required in Pennsylvania. In fact, per the U.S. Coast Guard, only three states require [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[14,13],"class_list":["post-66","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-griffith-insurance-llp","tag-west-chester-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":1,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":67,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions\/67"}],"wp:attachment":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}