{"id":86,"date":"2023-02-28T04:00:00","date_gmt":"2023-02-28T10:00:00","guid":{"rendered":"https:\/\/www.griffithinsurance.com\/blog\/?p=86"},"modified":"2023-02-28T16:57:35","modified_gmt":"2023-02-28T22:57:35","slug":"what-happens-if-you-let-your-auto-insurance-lapse","status":"publish","type":"post","link":"https:\/\/www.griffithinsurance.com\/blog\/what-happens-if-you-let-your-auto-insurance-lapse\/","title":{"rendered":"What Happens If You Let Your Auto Insurance Lapse?"},"content":{"rendered":"<p>If you have a registered vehicle on the road in West Chester, PA (or anywhere in the state), you&nbsp;<strong><em>must<\/em><\/strong>&nbsp;have automobile insurance. That&#8217;s the law. It may be tempting to let that slide, especially when you&#8217;re in financial straits. That&#8217;s a bad idea for several reasons.&nbsp;<\/p>\n<p>First, if you allow your auto insurance to lapse, you&nbsp;<em>immediately<\/em>&nbsp;put yourself at serious risk. Not only could you be financially liable in the event of an accident, but even if you&#8217;re&nbsp;<em>not<\/em>&nbsp;at fault, you may very well find yourself unsuccessful if you attempt to seek compensation from the other driver. Judges are not often sympathetic to victims in accidents when they don&#8217;t have proper insurance.<\/p>\n<p>Second, state law imposes strict penalties on drivers, including West Chester, PA, when they fail to have proper auto insurance. You could have your driver&#8217;s license and vehicle registration suspended for three months each if you are stopped by police for a moving violation or are involved in an accident where it&#8217;s determined you don&#8217;t have proper insurance. On top of that, you would be required to pay the penalty to restore both.<\/p>\n<p>Third, even if you avoid being pulled over or involved in an accident when it comes time to renew your vehicle&#8217;s registration, you&#8217;ll discover that a penalty is waiting for you. That can be quite a sticker shock that many Pennsylvania drivers can&#8217;t cover immediately.<\/p>\n<p>At Griffith Insurance LLP, we understand&nbsp;tough financial times lead to some poor decisions, but that&#8217;s no excuse for letting your auto insurance lapse. It&#8217;s better to speak to one of our agents at Griffith Insurance LLP before slipping into this all-too-common trap.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have a registered vehicle on the road in West Chester, PA (or anywhere in the state), you&nbsp;must&nbsp;have automobile insurance. That&#8217;s the law. It may be tempting to let that slide, especially when you&#8217;re in financial straits. That&#8217;s a bad idea for several reasons.&nbsp; First, if you allow your auto insurance to lapse, you&nbsp;immediately&nbsp;put [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[14,13],"class_list":["post-86","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-griffith-insurance-llp","tag-west-chester-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":1,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"predecessor-version":[{"id":87,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions\/87"}],"wp:attachment":[{"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.griffithinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}