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Griffith Insurance LLP

1240 West Chester Pike Suite 214
West Chester, PA 19382

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Pennsylvania Boat/Watercraft insurance coverage

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Boat/Watercraft Insurance in Pennsylvania

Your boat is one of your most significant investments in West Chester, PA. You worked hard and saved to purchase the vessel. Wouldn’t it be a sad story of all of your efforts in acquiring your boat was washed away with one incident? It only takes the unexpected to occur one time for you to lose everything and have to start from square one.

The good news is that there is a way to be prepared for the unexpected so that you do not have to begin saving again for a new boat if your old vessel is destroyed. You can purchase boat insurance in Pennsylvania through Griffith Insurance LLP that pays for damages and the cost to replace your watercraft when tragedy strikes.

Is boat insurance required in Pennsylvania?

Boat insurance is not an outright necessity in Pennsylvania. You, of course, need to purchase an indemnity plan before operating a vessel on the water. In this sense, boat insurance is similar to a standard auto insurance policy.

It is not necessary, though, to buy boat insurance simply because you own watercraft. Many boat owners go without an indemnity plan to save money. The truth, however, is that such a decision only saves money in the short run. You are stuck with the entire bill if your boat is damaged or destroyed while you are uninsured. It is best, then, to purchase adequate coverage.

What qualifies as “adequate” coverage?

More money certainly does not automatically equal better coverage. It is best to speak with a skilled agent at Griffith Insurance LLP to determine how much boat insurance you need in West Chester, PA. Factors that determine the amount of coverage you may need include the value of your vessel as well as lifestyle preferences. Call us today to get started with a quote for boat insurance!

States Served

  • Pennsylvania
  • New Jersey
  • Delaware
  • Maryland


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