After a car accident, it is normal to feel anxious about the next steps. However, our team at Griffith Insurance LLP wants to make the process a little easier for our policyholders in West Chester, PA.
When the moment has calmed down, the first step is to call us and find out how to file a claim with your carrier. From there, we’ve put together this list of next steps to be aware of. Keep reading to learn more.
Common Next Steps After Filing an Auto Insurance Claim
While each auto insurance company does things a little differently, most follow the same path. The most common next steps after filing a car accident claim include:
- Your adjuster discusses coverages and the status of the claim. They will tell you what your deductibles are, who is at-fault for the accident, and other pertinent information. If you’re the one liable, they’ll also go over what coverage you have to take care of the other person.
- You’ll meet with an auto damage adjuster to inspect your vehicle. Sometimes this is a situation where they want you to get estimates from a body shop, but most often, they’ll send a claims employee out to document the damage and write an estimate.
- A check is issued for repairs. This is when a check is issued for repairs. If you have a lien on the car, it gets a little more complicated. But you’ll be expected to take the car in to get fixed as soon as possible.
- You pay your deductible directly to the body shop. The check you received from the insurance company should have that figure already subtracted. That’s why you pay it directly to the body shop when repairs are complete.
Having Quality Auto Insurance Coverage Matters
Having adequate auto insurance coverage is an important part of staying legal on the streets of West Chester, PA. If you’re ready to find the right policy for your needs, please contact us at Griffith Insurance LLP today.