Can umbrella insurance cover my hobbies?

Umbrella Coverage to Reduce Your Exposure

As the name implies, an umbrella policy protects you when the unexpected happens. In most cases, you’ll have auto and homeowners insurance to cover many of your liability concerns. Umbrella insurance can provide a significant upper limit to your liability coverage on top of those two, providing extra protection for surprises. You can think about protecting your hard-earned assets and income, choosing limits that reflect that concern.

Using Umbrella Coverage to Enjoy Your Fun Activities

Umbrella coverage can be quite flexible, covering areas where you might not realize you need protection. For instance, it may help to cover boats and recreational vehicle activities, and it can even cover non-physical liability such as libel and slander. If you have hobbies that could incur unexpected liability, umbrella coverage could be a good idea. Our experts at Griffith Insurance LLP in West Chester, PA can help you make that determination. The costs for umbrella insurance are typically quite reasonable, making it an exciting topic to discuss with us and a way to help ensure your fun doesn’t become financial difficulties.

Check with Us About Specifics for Umbrella Coverage

As always, it pays to check the details of your policy, which is one of our essential functions in serving you as your insurance agent. For instance, some umbrella coverage may exclude risks they see too often, even if they’re hobbies or craft activities. Hobbies in your home that turn into a business will likely need different coverage, so it’s important to talk with us about when you might cross that line. At Griffith Insurance LLP in West Chester, PA, we’re here to help you get the right insurance coverage for your interesting life!