Two Things to Know About Getting Car Insurance for Your First Car

Buying your first car can be an exciting time in your life. As a new car owner, you’ll be responsible for many things, from car maintenance to maintaining your car insurance.

If you’ve never had car insurance, there’s much to know about how it works and what you’ll need to do to get it. At Griffith Insurance LLP in West Chester, PA, we’re here to help you get the car insurance you need to keep your car on the road. Here’s what you need to know.

Car Insurance Is Required By Law

The law says you must have car insurance if you drive a car. The minimum coverage required by law is liability insurance, which will pay to repair the other party’s car if you’re responsible for an accident. Your insurance agent will help you get the amount of coverage required by your insurance company. 

Because car insurance is a requirement, if you buy a car at a car dealership, you will not be allowed to drive the car off the lot unless you can prove that you have insurance. Most car dealerships will accept digital proof of insurance, a hard copy of your insurance card, or a faxed copy. If you need to buy the insurance while you’re at the dealership, the dealership may allow you to use a computer to shop around while you’re there. 

Full Coverage May Be Required

Full coverage insurance will be required if you get a car loan. This means you’ll need to have a bigger budget to spend on insurance. Your insurance agent can help you shop around for the right policy for your budget.

Are you buying your first car? Contact Griffith Insurance LLP in West Chester, PA for your first car insurance policy.