You’ve turned your condo into a home. You’ve done the hard work. Condo insurance will help you rest a little easier.
Whether you rent, lease or own a condo, it’s important to protect your investment. Many fall victim to the misconception that condo insurance isn’t essential. While it’s true your condo association has its own policy, this coverage is limited and often only includes the building’s structure.
Don’t get stuck with inadequate protection. Griffith Insurance LLP can help make sure you’re prepared. Serving West Chester, PA, the agency shares four reasons why having condo insurance should be at the top of your to-do list.
Insures the interior
When you own a condo, the inside isn’t part of your building’s master policy. Dwelling protection extends to anything on the interior you are responsible for. Be sure to choose the proper coverage. Refer to your association agreement to narrow down what specific areas value under your jurisdiction.
Offers liability coverage
If someone is injured on your property, liability protection has you covered. This includes any property damage or claims caused by you, your family, or your guests.
Safeguards personal possessions
Condo insurance will cover replacement costs if your personal items are damaged, destroyed, or stolen. Check to make sure water and fire damage are in your plan as well.
Protects against loss of use
If a catastrophic event or natural disaster does occur, you may be forced to temporarily relocate. Condo insurance will reimburse you for these additional living expenses as you stay somewhere else.
Contact a West Chester, PA agent
If you live in a condo near West Chester, PA, call Griffith Insurance LLP. In addition to providing affordable coverage options, their experts can find a personalized condo insurance policy that best meets your needs.