Does My RV Insurance Cover Me When I’m Driving Someone Else’s Vehicle?

Like most people, you probably think that your RV insurance only covers you while driving your own vehicle. But what if you need to borrow or rent an RV while on vacation? Will your insurance policy still provide coverage, or do you need to purchase additional rental car insurance? Luckily, Griffith Insurance LLP is here to help. As one of the leading providers of RV insurance in West Chester, PA, we can help you understand precisely what your policy does and doesn’t cover.

One of the advantages of RV ownership is the ability to drive someone else’s vehicle. However, it’s essential to understand that your insurance policy may not provide coverage if you’re involved in an accident while driving someone else’s RV. So, what does this mean for you? If you’re planning to borrow or rent an RV while on vacation, you may need additional rental car insurance to protect yourself in an accident.

In most cases, RV insurance follows the vehicle, not the driver. So, your personal insurance policy will not provide coverage if you’re driving someone else’s RV. However, there are some exceptions.

You may be covered if the RV owner has added you to their policy as an additional driver. Or, if you have your RV insurance policy, it may provide coverage for you when driving someone else’s RV. Be sure to check with your insurance agent to be sure.

Before you hit the road on your next vacation, understand your RV insurance policy and what it covers. Griffith Insurance LLP in West Chester, PA is here to help if you have any questions. We can review your policy and ensure you have the coverage you need to protect yourself and your family while on vacation. Give us a call today!

Pennsylvania RV Insurance: Road Safety Tips for Motorhome Drivers

When you have a motorhome in Pennsylvania, you want to enjoy every minute with it. Planning your journeys and going on trips, it’s all an adventure for you. Even so, no RV planning mission is complete without a little of stress when it comes to preparing for all the potential problems you could face on the roads.

At Griffith Insurance LLP, we want West Chester, PA RV owners to be prepared before they gas up for the summer. Follow these road safety trips for motorhome drivers, and get a little closer to the stress-free vacation of your dreams.

Avoid Speeding

When you have a motorhome, it is not your everyday use vehicle. The next time you get behind the wheel it may have been a long time since you were behind the wheel of your RV. 

Avoid speeding when you are on your road trip. Remember that your RV has a long braking distance that is much different from that in your car.

Know Your Height

Know the height of your vehicle before you get on the roads. Do your research before you go to look for any bridges or obstructions that you may be driving through.

You want to know how to plan your route here. Getting a GPS for the trip or installing one onto your smartphone will be helpful. You want to spot any height obstructions before you hit that section of the highway.

Don’t Drive in Wind

Driving in wind is especially dangerous for motorhome drivers. You have a large surface area to work with, and you won’t know how to correct the RV when a gust hits you, the same way you do in the car.

The safest thing to do here is to avoid driving in the wind. Always check your weather before you get behind the wheel. Distribute the weight in the RV evenly before you drive.

Get Roadside Assistance

Before you leave, check your Pennsylvania RV insurance policy and get roadside assistance added to it. At Griffith Insurance LLP, we want West Chester, PA RV owners to worry less when they are on the roads. Call us for a quote today.