Like most people, you probably think that your RV insurance only covers you while driving your own vehicle. But what if you need to borrow or rent an RV while on vacation? Will your insurance policy still provide coverage, or do you need to purchase additional rental car insurance? Luckily, Griffith Insurance LLP is here to help. As one of the leading providers of RV insurance in West Chester, PA, we can help you understand precisely what your policy does and doesn’t cover.
One of the advantages of RV ownership is the ability to drive someone else’s vehicle. However, it’s essential to understand that your insurance policy may not provide coverage if you’re involved in an accident while driving someone else’s RV. So, what does this mean for you? If you’re planning to borrow or rent an RV while on vacation, you may need additional rental car insurance to protect yourself in an accident.
In most cases, RV insurance follows the vehicle, not the driver. So, your personal insurance policy will not provide coverage if you’re driving someone else’s RV. However, there are some exceptions.
You may be covered if the RV owner has added you to their policy as an additional driver. Or, if you have your RV insurance policy, it may provide coverage for you when driving someone else’s RV. Be sure to check with your insurance agent to be sure.
Before you hit the road on your next vacation, understand your RV insurance policy and what it covers. Griffith Insurance LLP in West Chester, PA is here to help if you have any questions. We can review your policy and ensure you have the coverage you need to protect yourself and your family while on vacation. Give us a call today!