When running an online business in West Chester, PA, having the right insurance coverage is essential for protecting against potential risks. Business insurance, also known as commercial insurance, from Griffith Insurance LLP helps safeguard businesses from various claims and other common issues small business owners face. Without insurance, a company could be responsible for paying out of pocket for any claims.
General Liability & Product Liability
For online businesses, general liability and product liability coverage are good options to start with. General liability insurance protects businesses from bodily injury or property damage claims resulting from their operations or products. Product liability insurance can safeguard a business from legal action and compensate customers for injuries sustained or property damaged due to defective products.
Professional Liability Insurance
Professional liability insurance is another essential type of coverage for online businesses as it can cover legal costs if a customer sues due to a mistake in professional services provided to them. Additionally, you may need workers’ compensation insurance to cover employee injuries that occur while working. For those who use their cars for business, commercial auto insurance can provide additional protection in the case of a car accident.
Data breach insurance and cyber liability insurance can also benefit online businesses that store sensitive customer information. These coverages can help your business respond to a data breach and cover associated costs.
Griffith Insurance LLP of West Chester, PA offers a wide range of commercial insurance solutions for businesses in the United States. Our experienced professionals will work closely with you to ensure you have the right coverage to protect your business. Contact us today to discover more!