Using your vehicle for towing could increase the risk of being involved in an accident. Insurance coverage designed to protect towing equipment could reduce any out-of-pocket costs you’ll face if you are involved in an accident.

Towing Details

Consider how you will be using your vehicle. You may decide to use your vehicle to tow equipment or another vehicle. You may also choose to have your vehicle towed from one location to another.

Use your personal towing activities to help determine the type of coverage you need. Review the list below. The items listed are some basic types of equipment you may decide to purchase before using your vehicle for towing.

Straps
Chains
Lights
Tow-bar
Ramps
Automotive tools

Towing Strategies

Carefully plan how you will execute a tow. Prepare for an unexpected accident that could result in damage to your vehicle. Review the steps you will need to take to have your vehicle repaired. Your towing coverage, you’ll need enough protection to comfortably have your vehicle inspected and repaired by a licensed mechanic.

Auto Insurance Coverage

When you acquire towing coverage, it will be added to your existing auto insurance policy. The coverage will reimburse you for roadside assistance and any mechanical repairs you seek.

You will be required to report any incident covered by your insurance policy. An insurance claim will be filed soon after that. Once the claim is approved, the damage to your vehicle will be addressed.